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Platinum Individual

Dental Plan

Affordable Dental Insurance for Individuals, Families & Seniors

Dental Coverage for Wisconsin

Momentum Platinum Insurance Plan

Our individual plans are designed for people who work for companies that don’t offer dental insurance (or whose plans are too pricey) and for those not in the workforce. Too often, these people are simply priced out of the market. We don’t think anyone should have to go without dental insurance, so we’re committed to providing quality, affordable dental insurance plans for everyone.

The Platinum Plan from Momentum offers comprehensive coverage, no deductible, and no waiting period for diagnostic and preventive services like checkups and cleanings, plus partial coverage for restorative and other services.

If your dental needs are minimal — you typically only need to visit the dentist for two teeth cleanings a year — and you’re looking for a cost-effective dental insurance plan, Momentum’s Gold Plan is the package for you!

Momentum Plans offers the Protect Individual Plan as a basic dental insurance solution. The Protect Plan allows you to get the care you need right away, whether it’s an emergency or you just need a cleaning.

Platinum Plan Coverage

With Momentum, you choose the plan that best fits your needs and your budget. Our Platinum Plan, outlined below, is our most comprehensive plan available. 

Platinum Plan members have an annual maximum benefit of $1,200 per person, per benefit year.


$50 per person deductible and limited to $150 per family. The annual deductible is based upon the benefit year. The deductible does not apply to Diagnostic and Preventive Services.

Waiting Periods

Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy.

Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services.

Diagnostic & Preventative Services

Platinum Plan members receive 100% coverage and no waiting period on:

Basic Restorative Services

Platinum Plan members receive 75% coverage and have a 6 month waiting period on:

Other Services

Platinum Plan members receive 50% coverage with a 12 month waiting period on:

Wisconsin's First Choice in Dental Coverage Providers

Save More with Momentum

Momentum has a number of affordable individual dental plans and comprehensive group dental plans to choose from. In comparison to the out-of-pocket cost of bi-annual dental cleanings, an emergency dental visit, or procedures — including cavities, root canals, tooth extractions, crowns, periodontics, and more — dental insurance will ultimately save you money.

If you have any questions about our plans, their premiums, deductibles, coverage, or exclusions, contact us today! We’re happy to explain the details of our Platinum Dental Insurance Plan and help you find the coverage perfect for your needs. 

Compare Dental Plans

Find a Dental Provider in Our Network

Momentum Plans works with Dental Health Associates of Madison and dental offices across Wisconsin. It’s easy to see what dentists in our network are near you.

Visit our provider search page and enter your zip code to find the nearest dentist who accepts Momentum Plans.

Dental Coverage in Wisconsin

Our dental network covers most Wisconsin cities, including: