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      Gold Individual

      Dental Plan

      Affordable Dental Insurance for Wisconsin Residents

      Perfect for Individuals, Families & Seniors

      Momentum Gold Insurance Plan

      Our individual plans are designed for people who work for companies that don’t offer dental insurance (or whose plans are too pricey) and for those not in the workforce. Too often, these people are simply priced out of the market. We don’t think anyone should have to go without dental insurance, so we’re committed to providing quality, affordable dental insurance plans for everyone.

      If your dental needs are minimal — you typically only need to visit the dentist for two teeth cleanings a year — and you’re looking for a cost-effective dental insurance plan, Momentum’s Gold Plan is the package for you!

      Our Platinum Plan provides the highest level of coverage offered by Momentum. Members under this plan receive full coverage with no deductible on preventive services and no waiting period on bi-annual dental check-ups.

      Momentum Plans offers the Protect Individual Plan as a basic dental insurance solution. The Protect Plan allows you to get the care you need right away, whether it’s an emergency or you just need a cleaning.

      Gold Plan Coverage

      With Momentum, you choose the plan that best fits your needs and your budget. Our Gold Plan, outlined here, is our intermediate level plan — more coverage than the Protect Plan, but not as comprehensive as the Platinum Plan.

      Gold Plan members have an annual maximum benefit of $1,200 per person, per benefit year.


      A $50 deductible applies to single coverage for each individual in a two-person plan. For family plans the maximum deductible is $150 for the entire family. The deductible is an annual deductible based on the 12 consecutive months beginning with the effective date of the plan.  

      Waiting Periods

      Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy.

      Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services.

      Diagnostic & Preventative Services

      Gold Plan members receive 80% coverage and no waiting period on:

      Basic Restorative Services

      Gold Plan members receive 60% coverage with a 6 month waiting period on:

      Other Services

      Gold Plan members receive 50% coverage with a 12 month waiting period on:

      Wisconsin's First Choice in Dental Coverage Providers

      Save More with Momentum

      Momentum has a number of affordable individual dental plans and comprehensive group dental plans to choose from. In comparison to the out-of-pocket cost of bi-annual dental cleanings, an emergency dental visit, or procedures — including cavities, root canals, tooth extractions, crowns, periodontics, and more — dental insurance will ultimately save you money.

      If you have any questions about our plans, their premiums, deductibles, coverage, or exclusions, contact us today! We’re happy to explain the details of our Gold Dental Insurance Plan and help you find the coverage perfect for your needs.

      Compare Dental Plans

      Accepted by More Dentists

      Momentum works closely with Dental Health Associates of Madison and a number of dental networks in Wisconsin. We have 20,000 dental providers across the country. You might not even need to change dentists!

      Dental Coverage in Wisconsin

      Our dental network covers most Wisconsin cities, including:
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