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Gold Individual

Dental Plan

Affordable Dental Insurance for Wisconsin Residents

Perfect for Individuals, Families & Seniors

Momentum Gold Insurance Plan

Our individual plans are designed for people who work for companies that don’t offer dental insurance (or whose plans are too pricey) and for those not in the workforce. Too often, these people are simply priced out of the market. We don’t think anyone should have to go without dental insurance, so we’re committed to providing quality, affordable dental insurance plans for everyone.

If your dental needs are minimal — you typically only need to visit the dentist for two teeth cleanings a year — and you’re looking for a cost-effective dental insurance plan, Momentum’s Gold Plan is the package for you!

Our Platinum Plan provides the highest level of coverage offered by Momentum. Members under this plan receive full coverage with no deductible on preventive services and no waiting period on bi-annual dental check-ups.

Momentum Plans offers the Protect Individual Plan as a basic dental insurance solution. The Protect Plan allows you to get the care you need right away, whether it’s an emergency or you just need a cleaning.

Gold Plan Coverage

With Momentum, you choose the plan that best fits your needs and your budget. Our Gold Plan, outlined here, is our intermediate level plan — more coverage than the Protect Plan, but not as comprehensive as the Platinum Plan.

Gold Plan members have an annual maximum benefit of $1,200 per person, per benefit year.


$50 per person deductible and limited to $150 per family. The annual deductible is based upon the benefit year.

Waiting Periods

Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy.

Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services.

Diagnostic & Preventative Services

Gold Plan members receive 80% coverage and no waiting period on:

Basic Restorative Services

Gold Plan members receive 60% coverage with a 6 month waiting period on:

Other Services

Gold Plan members receive 50% coverage with a 12 month waiting period on:

Wisconsin's First Choice in Dental Coverage Providers

Save More with Momentum

Momentum has a number of affordable individual dental plans and comprehensive group dental plans to choose from. In comparison to the out-of-pocket cost of bi-annual dental cleanings, an emergency dental visit, or procedures — including cavities, root canals, tooth extractions, crowns, periodontics, and more — dental insurance will ultimately save you money.

If you have any questions about our plans, their premiums, deductibles, coverage, or exclusions, contact us today! We’re happy to explain the details of our Gold Dental Insurance Plan and help you find the coverage perfect for your needs.

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Accepted by More Dentists

Momentum works closely with Dental Health Associates of Madison and a number of dental networks in Wisconsin. We have 20,000 dental providers across the country. You might not even need to change dentists!

Dental Coverage in Wisconsin

Our dental network covers most Wisconsin cities, including: