Enroll in about 4 minutes


Sponsored-employer insurance, or also known as employer-sponsored insurance, is paid for by a business on an employee's behalf, either partially or entirely. This type of insurance is usually part of a employee benefits package. However, dental and vision insurance are not required as part of an overall healthcare package under the Affordable Care Act.

Since employer-provided dental plans are not mandatory, they are often not offered in order to save money. Unfortunately, they are seen as added expense for the company, but this is not the case. Sponsored-employer insurance through Momentum Plans generally has much lower rates, making it more affordable for businesses to offer these additional benefits to their employees. By offering complete coverage, companies retain more workers who enjoy their benefits package.

Browse Full Glossary