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Lifetime (Benefit) Maximum

The Lifetime maximum benefit is the total dollar amount that a plan will pay to an individual or family over the course of the policyholder's life or the life of the plan. Lifetime maximums usually pertain to non-essential services, but it depends on what those services are - according to the insurance company. A Lifetime maximum benefit's limits can vary widely, from as little as $30,000 - Unlimited (no maximum). The cost of medical care is ever rising, so a high limit is important.

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