The deductible is the amount you owe for covered health care services before your health insurance plan begins to pay. For example, if your deductible is $1000, your plan won't begin to pay until you have already paid $1000 for covered services. After your deductible is met, you will typically pay a copay or coinsurance - insurance covers the rest.
Most dental plans have a specific dollar deductible. There are certain insurance plans that pay before you've met your deductible. Other plans even pay full cost of specific preventive care before you meet your deductible.
Knowing the ins and outs of your insurance policy is important, including your deductible amount and coverage. Contact our dental insurance professionals for more details.Browse Full Glossary