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Covered Dependent

A covered dependent includes the spouse and unmarried children of the policy holder. Dependent children are usually eligible for coverage until they turn 26 years old, regardless of their eligibility for competing coverage.

Eligible children include:

  • Biological children
  • Stepchildren
  • Foster children
  • Children under your legal guardianship
  • Children legally adopted by your or spouse

Children can join or remain on a parent's plan even if they are:

  • Married
  • Not living with their parents
  • Attending school
  • Not claimed as a dependent on their parent's tax return
  • Eligible to enroll in their employer's plan

Consult your dental insurance plan for more details on who is covered. 

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