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Copayment, also known as copay, is a fixed amount you pay for every dental visit, usually before you receive the service. The copay amount can vary by the type of visit, lab test, or prescription drugs, according to the insurance policy. Copay doesn't kick in until your deductible has been met.

What's the difference between copay and coinsurance?

Copay is technically a form of coinsurance, but is defined differently due to its flat-rate fee versus coinsurance's percentage payment. Copay usually doesn't contribute towards any policy's out-of-pocket maximum - coinsurance payments do.

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