Get Dental Insurance with No Waiting Period
Don’t Wait to Visit Your Dentist in Wisconsin
Dental insurance plans often include waiting periods for new insurance members. Many people have experienced this issue and don't understand why they got insurance if they can't use it right away. At Momentum Plans, we understand how frustrating that must be for patients and we offer dental insurance plans that don't have mandatory waiting periods for preventative and diagnostic dental treatments.
Momentum Insurance has 3 dental plans without a waiting period for preventative and diagnostic dental services:
Each of these plans provide customized coverage options for individuals and families.
Should You Wait for Preventative Dental Care?
If you are forced to delay dental treatment due to a waiting period, your condition can make day to day life incredibly painful. A painful tooth can make eating impossible and stress you out, making your overall health suffer as well. An untreated cavity can lead to an abscess, an infection in the root of your tooth.
A diagnostic visit to the dentist can determine the source of your oral pain. Ignoring symptoms now can lead to worse consequences. Waiting even a few months can be dangerous. If an abscess grows, it can require hospitalization to fix. If untreated, it can even lead to death.
With diagnostic treatment covered with no waiting period, you can find out what is causing your tooth pain. By knowing the source of your oral health problem, treatment can begin.
The Gold Individual Plan from Momentum has no waiting period for diagnostic and preventive services. This means you get instant access to exams and cleanings once you sign up.
Other services like fillings or crown installation have some waiting periods, depending on the procedure. Waiting periods for more advanced dental services may be waived under specific circumstances.
This plan can cover individuals, 2 adult families, 3+ person families, singles over 65, and couples over 65.
With the Platinum Plan, there are no waiting periods for diagnostic and preventive dental services. Bitewings and panoramic X-rays are covered along with checkups. Fluoride treatment is available with cleanings.
Procedures like fillings or tooth extractions do have a 6 month waiting period. Root canal therapy and periodontics may have a 12 month waiting period. However, these waiting periods may be waived under certain conditions.
Like the Gold Plan, Platinum benefits are available for individuals, 2 adult families, 3+ person families, singles over 65, and couples over 65.
The Protect Individual Plan is specifically designed for residents of the Madison area. With this plan, you won’t have to deal with waiting periods, deductibles, or pre-authorizations. The plan can be customized to provide the coverage you need.
Do I Have to Wait for Any Dental Treatment with Momentum Plans?
Under the Gold and Platinum Momentum Plans, there are waiting periods for basic restorative services and more advanced dental procedures like root canal therapy. These periods range from 6 months to 1 year.
Can These Waiting Periods Be Waived?
Yes, waiting periods may be waived for any procedure if you meet certain conditions. If you had employer-sponsored group insurance within 60 days of starting Momentum coverage, the waiting period may be waived. The same is true for having an individual policy within 30 days of your Momentum coverage starting.
And in the event you need emergency treatment to relieve tooth pain, there will be no waiting period.
The sooner you have dental insurance, the sooner you can receive affordable treatment. Get the dental insurance coverage you need now from Momentum Plans.