Momentum’s Gold Individual Dental Insurance Plan
- Why Choose Momentum Plans?
- Price for Gold Plan
- Get Covered with No Waiting Period
- Find a Dentist in our Network
Live in Wisconsin and have no dental insurance? Change that today by enrolling with Momentum Plans online. We offer two individual dental insurance plans perfect for anyone in need of dental care:
Why Choose Dental Insurance from Momentum?
In a word: flexibility. As a Wisconsin-based insurance company, we’re able to offer more flexible and personalized dental plans than larger insurance companies offer.
Our individual plans are designed for people who work for companies that don’t offer dental insurance (or whose plans are too pricey) and for those not in the workforce. Too often, these people are simply priced out of the market. We don’t think anyone should have to go without dental insurance, so we’re committed to providing quality, affordable dental insurance plans for everyone.
With Momentum, you choose the plan that best fits your needs and your budget. Our Gold Plan, outlined here, is our intermediate level plan—better than the Protect Plan, but not as comprehensive as the Platinum Plan.
Our Gold Plan Rates
|Network||Single||2 Adult Family||3-4 Person Family*|
*Pricing based on a 3-4 Person Family. For more than 4 family members, add $25.00 for each additional member. Rates are subject to change. Confirm current rates with our Sales Department by calling 608.729.6500.
Affordable Individual Dental Insurance for Wisconsin Residents
If your dental needs are minimal – you typically only need to visit the dentist for two teeth cleanings a year – and you’re looking for affordable Wisconsin dental insurance plans, Momentum’s Gold Plan is the package for you! You get a little less coverage than the Platinum Plan, but you pay less too. If you have any questions about our Gold Plan, its premiums, deductibles, coverage, or exclusions – contact us today! We’re happy to explain the details of our Gold Dental Insurance Plan and help you find the coverage perfect for your needs.
Gold Plan members have an annual maximum benefit of $1,200 per person, per benefit year.
$50 per person deductible and limited to $150 per family. The annual deductible is based upon the benefit year.
Diagnostic & Preventative Services
Gold Plan members receive 80% coverage and no waiting period on:
- Exams (6 month intervals)
- Cleanings (6 month intervals)
- Bitewings (12 month intervals)
- Panoramic (once per 5 year period)
- Flouride treatment (once per benefit year through age 18yrs)
- Space maintainers (through age 15yrs)
- Sealants (through age 13, first & second permanent molars only, once per tooth)
Basic Restorative Services
Gold Plan members receive 60% coverage and have a 6 month waiting period on:
- Fillings (composite on anterior teeth, amalgam on posterior teeth)
- Simple extractions
Gold Plan members receive 50% coverage and have a 12 month waiting period on:
- Emergency treatment to relieve pain (no waiting period)
- Root canal therapy (Surgical Endodontic Treatment)
- Bridges and dentures
Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy. Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services. Contact us for plan details.
|Individual Plan Exclusions||Individual Dental Plan Enrollment Form||Individual Product Enrollment Instructions|
How to Find a Dental Provider in Our Network
Momentum Plans works with DHA Madison and dental offices across Wisconsin. It’s easy to see what dentists in our network are near you. Visit our provider search page and enter your zip code to find the nearest dentist who accepts Momentum Plans.
Our dental network covers most Wisconsin cities, including:
No Dental Insurance? Not for Long!
Some individuals obtain dental insurance through family or employers – but not everyone has that luxury. Namely, anyone over the age of 26 who’s employer doesn’t offer dental benefits. And in Wisconsin, that’s a lot of people. Whether your employer doesn’t offer dental insurance, the insurance through your job is too expensive for your needs, you are out of work, or you're a student whose parents don’t have dental benefits – Momentum has you covered, literally!