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Individual Dental Insurance Plans

Affordable Dental Insurance Plans in Madison, WI

Wisconsin Individual Dental PlansFor many people, affordable dental insurance is often thought to be out of reach because their employer does not provide dental insurance, or because they are unemployed or retired. Or they may be students who are no longer eligible for care under their parents’ dental insurance plan. 

The term “individual insurance plan” is not actually specific to individual people. Rather, it is used to discern between smaller plans and large umbrella plans. 

A family dental plan is actually an individual plan because it is not part of a corporate arrangement. Affordable dental insurance for families is available to help people who have no insurance available to them through any of their employers, and especially if they have young children who need coverage. 

Seeing a dentist regularly is the best way to ensure your children will have a healthy smile for life. Family dental insurance is designed to meet this need in a way that allows you to take advantage of a group discount and only pay for the coverage you need. 

Momentum Insurance Plans offers several different levels of coverage for individuals and families.

Why Get Individual Dental Insurance?

Oral health has a huge impact on overall health. Poor dental hygiene can lead to pain, discomfort, difficulty eating, and more. In some cases all of this can culminate in a need for oral surgery. 

The best way to prevent such a situation is to make sure that you and your family are participating in regular preventative maintenance such as bi-annual cleanings and staying on top of your dental health with a trusted dental provider. By enrolling in individual dental insurance, you will make all of those things possible and affordable for you and your loved ones. 

Who Can Benefit from Individual Dental Insurance

Madison individual dental insurance options for families and individualsAs discussed above, children and families can benefit greatly from the preventative maintenance that dental insurance can help provide. Seniors and college students can also benefit from it.

Retirees and people who are no longer covered by employer policies, but do not quite qualify for Medicare may choose to purchase affordable dental insurance for themselves as an individual policy. 

With recent changes to insurance laws, there is much confusion over student dental insurance. Depending on your student's age and current enrollment status, you may find that they are no longer covered under your employer's dental plan. 

Momentum Insurance Plans

Individual insurance plans can be a lifesaver if you have recently lost dental coverage or if you are transitioning between coverage plans. It is available to people of all ages and can be catered to fit your budget effectively. 

Having dental insurance is the best way to keep your teeth healthy and make sure that your family is doing the same, even if they can't get traditional coverage through other means. 

Momentum Insurance Plans offer a wide range of individual insurance solutions to help Wisconsin residents find the plan that will best fit their family and needs. Call today to learn more about the various plans available and get signed up so you can continue taking care of your dental health the right way.

Wisconsin’s Premier Dental Health Network

The Platinum, Gold, and Protect plans all offer the Dental Health Associates (DHA) network. The DHA network includes some of the state’s most respected dental providers. With multiple providers and locations throughout the Madison area, you are sure to find an in-network provider conveniently located close to your work or home. The Platinum and Gold plans also offer wider network options. See more here Wisconsin dental care provider network

Personal Customer Service for Wisconsin Dental Coverage Plans

Once you enroll, if you or your family members have questions, our knowledgeable customer service representatives are conveniently located right here in Madison, Wisconsin, and are ready to help.

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Rates For Momentum Platinum and Gold Individual Dental Insurance in Wisconsin

  Network Single 2 Person Family 3-4 Person Family* Single Over 65 Couple Over 65
Platinum Dental Health Associates Madison (Limited Network)
$36.88 $71.88 $123.88 $38.88 $75.48
Gold Dental Health Associates Madison (Limited Network) $30.99 $59.99 $105.99 $31.88 $61.34
Protect Dental Health Associates Madison (Limited Network) $20.00 $20.00   $20.00 $40.00
Platinum Commercial (Expanded Network)
$44.05 $85.05 $148.05 $45.75 $89.75
Gold Commercial (Expanded Network) $37.77 $73.77 $126.57 $38.65 $74.65

*Pricing based upon a 3-4 Person Family. For more than 4 family members, add $25.00 for each additional member. Rates are subject to change. Confirm current rates with our Sales Department by calling 608.729.6500.


Benefit Summary Platinum Gold

Deductible

$50 per person deductible and limited to $150 per family. The annual deductible is based upon the benefit year.

$50/$150 $50/$150

Diagnostic & Preventive Services

-Exams (6 month intervals)

-Cleanings (6 month intervals)

-Bitewings (12 month intervals)

-Panoramic (once per 5 year period)

-Fluoride treatment (once per benefit year through age 18yrs)

-Space maintainers (through age 15yrs)

-Sealants (through age 13, first & second permanent molars only, once per tooth)

100% coverage, deductible waived, no waiting period
80% coverage, no waiting period

Basic Restorative Services

-Fillings (composite on anterior teeth, amalgam on  posterior teeth)

-Simple extractions

75% coverage, 6 month waiting period
60% coverage, 6 month waiting period

Other Services

-Emergency treatment to relieve pain (no waiting  period)

-Root canal therapy (Surgical Endodontic Treatment)

-Crowns

-Periodontics

-Bridges and dentures

50% coverage, 12 month waiting period
50% coverage, 12 month waiting period

Annual Maximum Benefit

Per person, per benefit year

$1,200 $1,200

Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy. Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services. Contact us for plant details.

Wisconsin Individual Dental Coverage Plan Exclusions

Momentum Platinum and Gold Individual Plans do not cover oral surgery, orthodontic, or cosmetic services.

Please check out our Wisconsin individual dental coverage plan exclusions or contact Momentum Insurance Plans, Inc. for more detailed information about plan exclusions and limitations.

Apply Now for Personal Dental Insurance Plans in Wisconsin!

Please follow the link at the top of this page to apply for individual dental care coverage. Once you complete the application return it to Momentum with the initial premium payment or credit card information.  Be sure to sign your form authorizing the payment method and for application of coverage.  Should you have any questions contact Momentum.

Momentum Insurance Plans, Inc.
(608)-729-6500 or info@momentumplans.com

You don’t have to be part of a group to get the dental coverage you need!

Individual Dental Plan FAQs

Contact the Wisconsin dental plan providers at Momentum Insurance Plans, Inc. today for more information on our individual dental coverage options, or take a look at our FAQ for individual dental plans.