Individual Dental Insurance Plans
Affordable Dental Insurance Plans in Madison, WI
Individual Wisconsin dental insurance plans from Momentum are great for:
- Anyone who can’t get insurance through an employer, is between jobs, retired, or aged out of their parents’ plan.
Get a dental insurance that covers everything you need from Momentum Plans at a price you can afford.
How Much is Dental Insurance per Month for One Person?
Average low-coverage dental insurance for one person will cost around $30-40 a month. With momentum Plans you can get customized coverage for a dental insurance that covers everything you need. Depending on the plan you choose our dental insurance can cost as low as $20 a month for one person.
Individual Insurance Options
Momentum Insurance Plans offers several different levels of coverage for individuals and families. These plans include:
- Protect Plan – a low cost option, ideal for seniors or those with low income.
- Gold Plan – the ideal option for families, students and veterans.
- Platinum Plan – offers great coverage if you have a history of dental problems.
Wisconsin’s Premier Dental Health Network
For those located in and around Madison: The Platinum, Gold, and Protect plans all offer the Dental Health Associates (DHA) network. The DHA network includes some of the state’s most respected dental providers. With multiple providers and locations throughout the Madison area, you are sure to find an in-network provider conveniently located close to your work or home.
For those located outside of Madison: The Platinum and Gold plans also offer wider network options. Check out the Wisconsin dental care provider network and choose “Commercial Group and Individual Network”.
Personal Customer Service for Wisconsin Dental Coverage Plans
Once you enroll, if you or your family members have questions, our knowledgeable customer service representatives are conveniently located right here in Madison, Wisconsin, and are ready to help.
|Individual Plan Exclusions||Individual Dental Plan Enrollment Form||Individual Product Enrollment Instructions|
Rates For Momentum Platinum and Gold Individual Dental Insurance in Wisconsin
|Network||Single||2 Person Family||3-4 Person Family*|
|Platinum||Dental Health Associates Madison (Limited Network)
|Gold||Dental Health Associates Madison (Limited Network)||$34.11||$68.22||$112.11|
|Protect||Dental Health Associates Madison (Limited Network)||$20.00||$40.00|
|Platinum||Commercial (Expanded Network)
|Gold||Commercial (Expanded Network)||$40.11||$80.22||$134.11|
*Pricing based upon a 3-4 Person Family. For more than 4 family members, add $25.00 for each additional member. Rates are subject to change. Confirm current rates with our Sales Department by calling 608.729.6500.
$50 per person deductible and limited to $150 per family. The annual deductible is based upon the benefit year.
Diagnostic & Preventive Services
-Exams (6 month intervals)
-Cleanings (6 month intervals)
-Bitewings (12 month intervals)
-Panoramic (once per 5 year period)
-Fluoride treatment (once per benefit year through age 18yrs)
-Space maintainers (through age 15yrs)
-Sealants (through age 13, first & second permanent molars only, once per tooth)
|100% coverage, deductible waived, no waiting period
||80% coverage, no waiting period
Basic Restorative Services
-Fillings (composite on anterior teeth, amalgam on posterior teeth)
|75% coverage, 6 month waiting period
||60% coverage, 6 month waiting period
-Emergency treatment to relieve pain (no waiting period)
-Root canal therapy (Surgical Endodontic Treatment)
-Bridges and dentures
|50% coverage, 12 month waiting period
||50% coverage, 12 month waiting period
Annual Maximum Benefit
Per person, per benefit year
Waiting periods may be waived if you were covered under an employer-sponsored group policy within 60 days of the start of your coverage under this policy, or an individual policy within 30 days of the start of your coverage under this policy. Momentum Platinum and Gold Plans do not cover oral surgery, implants, orthodontics, or cosmetic services. Contact us for plan details.
Wisconsin Individual Dental Coverage Plan Exclusions
Momentum Platinum and Gold Individual Plans do not cover oral surgery, orthodontic, or cosmetic services.
Please check out our Wisconsin individual dental coverage plan exclusions or contact Momentum Insurance Plans, Inc. for more detailed information about plan exclusions and limitations.
Apply for individual dental care coverage. Once you complete the application, return it to Momentum with the initial premium payment or credit card information. Be sure to sign your form authorizing the payment method and for application of coverage. Should you have any questions contact Momentum.
Momentum Insurance Plans, Inc.
(608)-729-6500 or email@example.com
You don’t have to be part of a group to get the dental coverage you need!
Why Get Individual Dental Insurance?
Seeing a dentist regularly is the best way to ensure your children will have a healthy smile for life. Family dental insurance is designed to meet this need in a way that allows you to take advantage of a group discount and only pay for the coverage you need.
Oral health has a huge impact on overall health. Poor dental hygiene can lead to pain, discomfort, difficulty eating, and more. In some cases all of this can culminate in a need for oral surgery.
The best way to prevent such a situation is to make sure that you and your family are participating in regular preventative maintenance such as bi-annual cleanings and staying on top of your dental health with a trusted dental provider. By enrolling in individual dental insurance, you will make all of those things possible and affordable for you and your loved ones.
Who Can Benefit from Individual Dental Insurance?
Children and families can benefit greatly from the preventative maintenance that dental insurance can help provide. Seniors and college students can also benefit from it.
Retirees and people who are no longer covered by employer policies, but do not quite qualify for Medicare may choose to purchase affordable dental insurance for themselves as an individual policy.
With recent changes to insurance laws, there is much confusion over student dental insurance. Depending on your student's age and current enrollment status, you may find that they are no longer covered under your employer's dental plan.
Momentum Insurance Plans
Individual insurance plans can be a lifesaver if you have recently lost dental coverage or if you are transitioning between coverage plans. It is available to people of all ages and can be catered to fit your budget effectively.
Having dental insurance is the best way to keep your teeth healthy and make sure that your family is doing the same, even if they can't get traditional coverage through other means.
Momentum Insurance Plans offer a wide range of individual insurance solutions to help Wisconsin residents find the plan that will best fit their family and needs. Call today to learn more about the various plans available and get signed up so you can continue taking care of your dental health the right way.